Everyday my spouce and I dream up another way to make money. Sure there are the traditional methods for making money, but surprisingly there are easily 100 different ways to make $1,000! For each of the following ideas listed below, I am assuming the savings would be over the course of a year.
Some of the ideas are easy to implement and could be done by the end of the day. Others take research and time to put in place.
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But, by the end of a year, if you can action each of the ideas below you should be able to put aside a considerable amount of extra cash. Who couldn't use an extra $100,000 at the end of the year? I invite you to think about the possibilities or your own experiences and to share them. I will add the best ideas to this article and in no time we will have 100 ideas.
I wish I could get all my ideas down right now, but here is what time currently permits. Check back soon and I will hopefully have updated the list. Home Budget: Don't flinch at the prospect, it is easier than it sounds and a very effective way of saving (which in essence is making you money). Record your expenses for 1 month. Review what you have spent on everything from utilities to miscellaneous expenses.
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Leave nothing out. At the end of the month, evaluate what you have spent money on. Figure out ways to cut down on utilities (do you need all your phone services, can you go from digital cable to regular cable, can you save by using the same provider for phone, cell, cable etc?). What are you spending on take-out and coffee? You get the idea. A plan that will save you $100 a month will net you a savings of $1,000 in less than a year.
Garage Sale: Seriouslywe have done this twice and it is amazing what all your junk will add up to! Old clothes, books, furniture, pictures, appliances, electronics etc. Why leave it sitting in your garage and basement. Two garage sales where you bring in $500 each over the course of a year will give you another $1,000.
Consolidate Debt: If you have multiple credit cards with high interest rates, look at ways to consolidate your debt and put it onto the lowest interest baring card. You may also want to consider using a credit line, a personal loan from your bank or borrowing if you can get a better interest rate.
Switching from a credit card charging 15% plus to a lower interest rate could save you a lot of money, but we will assume for this exercise that over the course of the year it will save you another $1,000 dollars. Serial Bewerbungsmaster Professional 2012 Olympic Medals. Re-negotiate your mortgage: Another trick that we have used more than once.
Don't think that just because you are in the middle of a mortgage term that you have no negotiating power. Shop around, find out if you are at the best possible mortgage rate and then approach your bank. They may consider blending your current rate with the new rate for the remainder of your term. Or, depending on the charges for breaking your mortgage it may be worth it over the term of your mortgage to go elsewhere for a better mortgage rate. A savings of $1,000 may be conservative in this case. Start a Blog: Well, the jury is out on that one.I will have to let you know later if you can make $1,000 6. Buy Wholesale vs.